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Fidelity Bank Code
With the launch of USSD banking in Nigeria, banking is now easy, faster, and safer. One of the best banks in the country, Fidelity Bank, has made it easy for its users to do business with the bank without having to go there or use the internet. A short code called the Fidelity Bank USSD Code lets you do this. It works on all cell phones.
If you want to know everything there is to know about the Fidelity Bank Code, including how to activate it, how to use it for purchases, its pros and cons, and the most common questions and answers, read this guide. Whether you are a new or current Fidelity Bank customer, this guide will help you understand how to use USSD banking to its fullest for ease of use and speed.
What is the Fidelity Bank Code?
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Use the code *770# to call Fidelity Bank. It's an Unstructured Supplementary Service Data (USSD) code that lets Fidelity Bank users do banking on their phones even when they don't have access to the internet. You can send money, buy airtime, pay fees, see how much money you have in your account, and do many other banking tasks with this code.
It can be used on all mobile phones in Nigeria, including smartphones and basic phones. It is also available on all major networks, such as MTN, Airtel, Glo, and 9mobile.
It can be used on all mobile phones in Nigeria, including smartphones and basic phones. It is also available on all major networks, such as MTN, Airtel, Glo, and 9mobile.
Features of Fidelity Bank USSD Code
Many helpful tools are built into the Fidelity Bank Code (*770#) that make banking easy and quick. Here are some of the best features:
Recharge your cell phone (for yourself and others).
Send money to accounts at Fidelity Bank and other Nigerian banks.
Check your account value.
DSTV, PHCN, GOtv, Startimes, and other bills must be paid.
Buy a data package.
Change your PIN and make your account safer.
Withdraw money from ATMs without a card.
Setting up a new account at Fidelity Bank.
Requesting loans and paying them back.
Recharge your cell phone (for yourself and others).
Send money to accounts at Fidelity Bank and other Nigerian banks.
Check your account value.
DSTV, PHCN, GOtv, Startimes, and other bills must be paid.
Buy a data package.
Change your PIN and make your account safer.
Withdraw money from ATMs without a card.
Setting up a new account at Fidelity Bank.
Requesting loans and paying them back.
How to Activate Fidelity Bank Code
You must first activate the Fidelity Bank USSD code on your mobile device. Here is a detailed guide:
* Enter 770# on the phone number you have on file.
Make sure your Fidelity Bank account is associated with the number.
Observe the directions displayed on the screen.
Make a four-digit PIN.
All of your transactions will need to be authorized with this PIN.
Verify your registration.
You can start using the Fidelity Bank USSD code for all supported transactions as soon as it is activated.
* Enter 770# on the phone number you have on file.
Make sure your Fidelity Bank account is associated with the number.
Observe the directions displayed on the screen.
Make a four-digit PIN.
All of your transactions will need to be authorized with this PIN.
Verify your registration.
You can start using the Fidelity Bank USSD code for all supported transactions as soon as it is activated.
How to Transfer Money Using Fidelity Bank Code
The Fidelity Bank USSD code makes sending money very quick and safe.
For example, to send #5,000 to a different Fidelity Bank account, call *770*AccountNumber*Amount#.
To send funding to another bank, call *770*AccountNumber*Amount# and pick the bank from the list that comes up.
Use your USSD PIN to prove who you are.
Once the transfer is approved, it happens right away, and both the sender and receiver are notified.
How to Buy Airtime with Fidelity Bank Code
The money in your Fidelity Bank account can be used to top up your phone or buy cash for friends and family.
To charge yourself: Call *770*Amount# to add money to your phone. For example, to add 1000 naira, call *770*1000#.
For others, call *770*PhoneNumber*Amount#. For example, to add 500 naira to a different line, call *770*08012345678*500#.
How to Check Fidelity Bank Account Balance with USSD Code
To see how much money is in your account, just Dial :
*770*0#
Your account amount will show up on your screen, and sometimes you'll also get an SMS with it.
How to Pay Bills with Fidelity Bank Code
The Fidelity Bank USSD code makes it easy to pay your bills. You can pay for things like cable TV, electricity, and more.
Call *770*CODE*SmartCardNumber*Amount# at any time.
To confirm payment, follow the steps shown on the screen.
Like, to pay for DSTV, you will enter the service code that Fidelity Bank gives you during the transaction process.
Call *770*CODE*SmartCardNumber*Amount# at any time.
To confirm payment, follow the steps shown on the screen.
Like, to pay for DSTV, you will enter the service code that Fidelity Bank gives you during the transaction process.
How to Open a Fidelity Bank Account Using USSD Code
Not yet a Fidelity Bank customer? Using the USSD code, you can open one right from your cell phone.
Type *770*01#.
Do what it says and give the necessary information.
You will get an SMS with your new Fidelity Bank account number.
This makes it easy for people who don't have bank accounts to open one without having to go to a store.
Type *770*01#.
Do what it says and give the necessary information.
You will get an SMS with your new Fidelity Bank account number.
This makes it easy for people who don't have bank accounts to open one without having to go to a store.
Fidelity Bank Loan via USSD Code
Eligible customers can also ask Fidelity Bank for loans straight through USSD.
Type *770*08#.
From the menu, choose "Loans."
Just do what it says to see if you're eligible for a loan, and then ask for one.
If you are approved, the money is sent to your account right away.
Fidelity Bank USSD Code for Cardless Withdrawal
Here's what you need to do to get cash from an ATM without an ATM card:
Type in *770*8*Amount#.
A Paycode will be sent to you by text message.
Pick up the phone at any Fidelity Bank ATM and choose "Cardless Withdrawal."
Type in the Paycode and amount to get your money.
Type in *770*8*Amount#.
A Paycode will be sent to you by text message.
Pick up the phone at any Fidelity Bank ATM and choose "Cardless Withdrawal."
Type in the Paycode and amount to get your money.
Benefits of Using the Fidelity Bank Code
There are many reasons to use the Fidelity Bank USSD code:
Convenience: You don't have to go to the bank to do simple things.
Availability: Works 24 hours a day, seven days a week, even on holidays and weekends.
Accessibility: All cell phones and networks can use it.
No need for the Internet: Ideal for places with bad internet access.
Quick and safe: Transactions are handled right away.
Affordably: Transaction fees are very low compared to going to a store.
Convenience: You don't have to go to the bank to do simple things.
Availability: Works 24 hours a day, seven days a week, even on holidays and weekends.
Accessibility: All cell phones and networks can use it.
No need for the Internet: Ideal for places with bad internet access.
Quick and safe: Transactions are handled right away.
Affordably: Transaction fees are very low compared to going to a store.
Limitations of Fidelity Bank USSD Code
Even though the Fidelity Bank code is very useful, it has some flaws:
Some accounts have daily spending limits that range from ₦20,000 to ₦100,000, but this will depend on your account.
It only works on registered phone numbers that are tied to your account.
There may be small service fees for some activities.
Not much you can do if you lose or steal your SIM card.
Some accounts have daily spending limits that range from ₦20,000 to ₦100,000, but this will depend on your account.
It only works on registered phone numbers that are tied to your account.
There may be small service fees for some activities.
Not much you can do if you lose or steal your SIM card.
Security Tips for Using Fidelity Bank USSD Code
These tips will help you keep your money and account safe:
Don't let anyone else know your USSD PIN.
Keep your phone safe at all times.
Your PIN should be changed often.
Do not do business on phones that are shared with other people.
Tell your bank right away if you lose a SIM card.
Don't let anyone else know your USSD PIN.
Keep your phone safe at all times.
Your PIN should be changed often.
Do not do business on phones that are shared with other people.
Tell your bank right away if you lose a SIM card.
Fidelity Bank USSD Code
| Transaction | USSD Code |
|---|---|
| Check Balance | 7700# |
| Airtime (Self) | 770Amount# |
| Airtime (Others) | 770PhoneNumber*Amount# |
| Transfer (Fidelity to Fidelity) | 770AccountNumber*Amount# |
| Transfer (Other Banks) | 770AccountNumber*Amount# (select bank) |
| Cardless Withdrawal | 7708*Amount# |
| Open Account | 77001# |
| Loan Services | 77008# |
Frequently Asked Questions (FAQs)
1. What is the code for Fidelity Bank?
One USSD code that lets you do banking right from your phone is *770#. This is the Fidelity Bank number.
2. Does the Fidelity Bank code cost nothing?
It's free to call *770#, but there are small service fees for some activities.
I don't have an ATM card. Can I still use the Fidelity Bank code?
Yes. You only need a registered phone number that is linked to your Fidelity Bank account.
4. How much money can I send or receive each day using the Fidelity Bank USSD code?
Depending on the type of account you have and how it is set up, the daily limit is generally between ₦20,000 and ₦100,000.
5. Can I use my Fidelity Bank code anywhere?
You can use it with MTN, Airtel, Glo, and 9mobile. Yes.
Conclusion
One of the easiest and most handy ways to use mobile banking in Nigeria is to enter the *Fidelity Bank Code (770#). You can send money, top up your phone's memory, check your account balance, pay bills, open an account, or even ask for a loan with just a few clicks on your phone.
The Fidelity Bank USSD code is great for customers who want to bank quickly, safely, and without stress. No matter where you live—city, town, or country—you don't need the internet or even a smartphone to bank easily.
If you have an account with Fidelity Bank and aren't already using the code, do it right now and enjoy real convenience.
The Fidelity Bank USSD code is great for customers who want to bank quickly, safely, and without stress. No matter where you live—city, town, or country—you don't need the internet or even a smartphone to bank easily.
If you have an account with Fidelity Bank and aren't already using the code, do it right now and enjoy real convenience.
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Banking