How to Load MTN Recharge Card
Discover how to use USSD, the MyMTN app, ATMs, and other methods to fill MTN recharge cards in Nigeria. This updated 2025 guide explains each step, including how to correct mistakes.
In today's fast-paced digital world, being connected is more crucial than ever, and MTN Nigeria offers one of the most dependable networks to support your needs. Recharging your MTN line is the first step, whether you want to make calls, browse the internet, or sign up for a data package.
This comprehensive guide covers everything you need to know about loading an MTN recharge card. We've discussed every handy way to top up your MTN line in 2025, from using basic USSD numbers to investigating digital options like mobile banking and applications.
Through the MyMTN self-service app, you may recharge your MTN line with a debit card, voucher, or top-up card, or straight from your bank account.
Then dial *311*RechargePIN# and transmit to recharge your line with the new MTN recharge code.
What is an MTN Recharge Card?
You can add airtime credit to your MTN mobile line with an MTN recharge card, which is a prepaid voucher. Every card has a different 16-digit PIN that, when inserted, raises the amount on your line so you can send SMS, make calls, or buy data.
Recharge cards can be purchased from various outlets and come in a range of denominations, including ₦100, ₦200, ₦500, ₦1,000, and ₦1,500.
Local suppliers
MTN stores
Supermarkets
online resources (Konga, Jumia, etc.)
How to Load MTN Recharge Card Using USSD
This method is the most popular and fastest way to load airtime on MTN.
Scratch the silver side of your MTN recharge card to reveal its 16-digit PIN.
- Dial
- For instance, if your PIN is 1234567890123456, type bash Copy Edit *311*PIN#.
- Copy and Edit bash *311*1234567890123456#
- Click the "send" or "call" button.
An instant message verifying the recharge's success will be sent to you.
How to Load MTN Recharge Card via MyMTN App
MyMTN NG is an application for smartphones developed by MTN that lets customers buy data, replenish airtime, manage their lines, and more.
How to Recharge Using the MyMTN App:
Install the MyMTN app by downloading it from the Apple App Store or Google Play Store.
- Open the app, then enter your MTN number to log in.
- Press the "Airtime Top-Up" or "Recharge" buttons.
- Select the choice for a recharge card.
- Enter your card's 16-digit PIN.
- To instantly load the airtime, click "Recharge."
How to Recharge MTN from Your Bank (USSD & Mobile App)
You can now easily recharge your MTN line with the majority of Nigerian banks by using USSD shortcodes or mobile banking apps.
Using USSD codes from banks (examples):
Bank of Access: *901*amount#
- *737*amount# GTBank
- UBA: *919*amount#
- Bank First: *894*amount#
- Bank Zenith: *966*amount#
Using Mobile Banking App:
- Open the mobile app for your bank.
- Press on Recharge or Airtime.
- Choose MTN as your network.
- Enter the desired amount and your MTN number.
- Click "Proceed" or "Submit" to finish the recharging.
How to Load MTN Airtime via ATM
- Put your ATM card inside the device.
- Put in your PIN.
- Choose "QuickTeller Services" or "Airtime Recharge."
- Select MTN as the supplier of your network.
- Enter the desired recharge amount.
- Once the transaction is confirmed, your airtime will be sent to you right away.
How to Share Airtime on MTN (MTN Share)
Additionally, you can use MTN Share (previously MTN Share ‘N’ Sell) to send airtime to friends and family.
How to Move Airtime: Press
discount
*311*RecipientNumber*Amount*PIN# Copy Edit Example:
Copy and Edit markdown *311*08031234567*200*1234#
Once you hit send, the airtime will be moved.
0000 is the default PIN.
Before you use the service for the first time, you should make the change.
To modify your PIN, enter:
*311*DefaultPIN*NewPIN*NewPIN# markdown Copy Edit Example:
Copy and Edit markdown *311*0000*1234*1234#
Common MTN Recharge Errors and How to Fix Them
While recharging your line, you may encounter certain issues. Here are a few common ones and how to solve them:
1. "Invalid PIN" Error
- Double-check the 16-digit code.
- Ensure you didn’t input extra or fewer digits.
- Avoid confusing numbers like 0 (zero) and O (letter O).
2. "Recharge Failed" or "Temporary Network Error"
- This usually means there’s a network issue.
- Wait a few minutes and try again.
3. Card Already Used
- If the card was purchased from an unreliable vendor, it might have already been used.
- Always buy from reputable sellers.
4. PIN Scratched Off
Contact MTN customer care with details (serial number, visible digits, purchase location).
You can reach them via:
- MTN Customer Care Line: 300
- Twitter/X: @MTNNG
- WhatsApp: 09033000001
Frequently Asked Questions (FAQs)
Q1: Is it possible to recharge someone else's MTN line?
Indeed. Simply dial *311*PIN# and enter your PIN in place of yours.
Second question: What occurs if I load the identical recharge card twice?
A "card already used" notification will appear on the second attempt. No two charges will be made to you.
Q3: Can I recharge more than a certain amount?
Recharge cards have no restriction, but banks could have daily recharge caps (such as ₦5,000 or ₦10,000).
Q4: Is it possible to recharge when roaming?
Indeed. International recharges are permitted by MTN through:
The MTN app
Online resources such as VTpass, Quickteller, and others
Conclusion
Understanding the many ways to fill MTN recharge cards offers you ease and flexibility. MTN has made it simple for all of its customers to stay connected, regardless of whether they want to use the MyMTN app, the conventional USSD code, or a bank to recharge.
Always double-check your PIN, purchase cards from reputable companies, and investigate quick and easy digital recharge options to prevent problems.
There are a number of quick, safe, and secure methods to recharge your MTN line in a matter of seconds, the next time your airtime runs low.