How would you like to check BVN on MTN in 2025? You won't be alone. Knowing how to easily access your Bank Verification Number (BVN) is essential as digital banking and identity verification grow in importance in Nigeria.
Whether you're trying to register for a financial service, verify your identity, or link your BVN to your mobile wallet, having quick access to your BVN is vital. This article will walk you through the fastest and simplest method for checking your BVN using your MTN line. We'll also answer common questions you might have along the way.
What Is BVN, and Why Is It Important?
The Bank Verification Number (BVN) is an 11-digit unique identifier that the Central Bank of Nigeria (CBN) assigns to each bank client. By comparing your fingerprints and face, this biometric system can identify you at any of the banks in Nigeria.
What are the benefits of BVN?
The Bank Verification Number (BVN) offers the following benefit:
- It helps prevent identity theft and fraud.
- It ensures a secure banking experience.
- It helps link all your bank accounts under a single identity.
- It's mandatory for most financial transactions in Nigeria.
- its helps BVN gives a unique identity that can be verified across the Nigerian Banking Industry (not peculiar to one bank).
- It helps customers. Bank Accounts are protected from unauthorized access
- another benefit is that It will address issues of identity theft, thus reduce exposure to fraud
- The BVN will enhance the banking industry's chances of being able to fish out blacklisted customers
- Reduce queue in banking halls. Standardized efficiency of Banking operations
- The customer's unique BVN is accepted as a means of identification across ALL Nigerian Bank
Introduced by the CBN in collaboration with the Nigeria Inter-Bank Settlement System (NIBSS), the BVN has become a vital requirement for accessing banking services.
How to Check BVN on MTN in 2025
It's fairly easy to verify your BVN if you have an MTN line. You don't need a smartphone, the internet, or any financial apps. Using USSD, you can complete it quickly. Use the USSD code to check BVN on MTN by simply dialing *565*0#.
Step-by-Step Guide:
- Open the dialer on your MTN phone.
- Type *565*0# and press the call button.
- Wait a few seconds, and your 11-digit BVN will show on the screen. Note it down or capture a screenshot (if you're using a smartphone).
Keep in mind that each request for this service typically costs 20. Ensure you have enough airtime on your line before dialing.
Important Things to Know Before Checking Your BVN
The important things to have in mind before checking your BVN are
1. The registered number is required. The MTN line you use must be the one linked to your bank account when you registered for your BVN. If you use a different number, you’ll likely get an error or no result.
2. Ensure Airtime Availability
The $20 fee cannot be refunded. The code won't work if your balance is less than 20.
3. USSD Service Availability
The USSD code works on all kinds of phones—feature phones, Androids, and iPhones. However, it might not work if you are roaming internationally and your line is either dead or blocked. There’s a network issue with MTN.
How to Check Your BVN Using Banking Apps or Online
You can also check your BVN using your bank's mobile app or online banking tool if you wish to avoid the ₦20 price or the USSD approach is not your preferred one.
Method 1: Using Bank Mobile Applications
Most Nigerian banks now include a BVN display feature in their smartphone apps. Simply:
Log in to your bank’s mobile app.
Navigate to “Profile” or “Account Info.”
Look for "Linked Accounts" or "BVN." Your BVN should be displayed there.
Method 2: Internet Banking
Log into your bank’s internet banking platform. Your BVN will be listed under account settings or personal details. While a smartphone and internet access are required, this method is free and does not require any airtime.
Banks That Support USSD BVN Check via MTN
The *565*0# code is provided by NIBSS, not MTN or your bank. It works for all major Nigerian banks, including
- Access Bank
- Zenith Bank
- GTBank
- First Bank
- UBA
- Fidelity Bank
- FCMB
- Union Bank
- Sterling Bank
- Wema Bank
- Polaris Bank
Common Errors and Troubleshooting
Sometimes, you may encounter issues when checking your BVN on MTN. Here’s how to solve them:
1. "You are not registered." The solution is to ensure the number you’re using is the same number you used during BVN enrollment.
2. Error: "Service not available"
Solution: Check your network signal or wait a few minutes and try again.
3. "Insufficient airtime" Retry after recharging at least 20 yen.
4. You Can't See Your BVN: To recover your BVN, utilize your bank's mobile app or visit a branch.
Why You Should Protect Your BVN
Your BVN is sensitive personal information. Just like your ATM PIN or bank account number, you should keep it private and not share your BVN on social media or with strangers. Also, never enter your BVN on questionable websites, and make sure you avoid writing your BVN in public places (e.g., café notepads, etc.).
How to Link Your BVN to Your Bank Account or Mobile Wallet
The following methods provide an overview of how to link your BVN to your bank account or mobile wallet:
To link BVN, each bank has its own unique USSD code. For example: Call the GTBank at *737*20*BVN#. Dial *901*BVN# to access the bank. First Bank: Dial *894*BVN#
How to Link Your BVN via Bank App
- Open your bank’s mobile app.
- Go to your profile or settings.
- Look for "Link BVN."
- Make sure you enter your BVN and submit.
How to Link Your BVN Via MTN Mobile Money
If you want to link your BVN with MTN MoMo:
- Dial *671#
- Navigate to the “BVN Linking” option.
- Make sure to enter your Bank Verification Number (BVN) and confirm it.
Questions and Answers (FAQs)
How much does it cost to check BVN on MTN?
answer: It costs ₦20 per request.
If I have multiple bank accounts, can I check BVN?
answer: Yes, your BVN is linked across all banks. The same number will still be displayed when dialing the code.
What if I lost the phone number I used to register BVN?
Answer: With a valid ID, go to your bank and ask to have your BVN-linked phone number changed.
Can someone steal my money using my BVN?
Answer: Not specifically. However, when combined with other data, it may present a security risk. Always keep an eye on your BVN.
How many times can I check my BVN?
Answer: There’s no limit, but each request costs ₦20.
Wrap up, In the current digital environment, it is crucial to understand how to check BVN on MTN. Your BVN is essential to your financial life, whether you're applying for a loan, confirming a mobile wallet, or just attempting to update your bank details.
You won't need to go to a bank or download an app because the process is quick, easy, and accessible via USSD. Just remember to use the same phone number you used during registration and keep at least ₦20 airtime on your line.