In today's busy world, speed and ease of use are crucial when it comes to banking. Luckily, United Bank for Africa (UBA) has changed the way its customers bank with a simple but strong tool called the UBA transfer code. Millions of Nigerians depend on this USSD code to make purchases quickly, safely, and easily, even if they don't have a smartphone or internet access.
This UBA mobile banking code makes it easy to handle your money, whether you're sending cash, checking your account balance, or paying bills. This complete guide will tell you everything you need to know about the UBA transfer code, such as how to activate it, how to use it for different activities, what its pros and cons are, and how to keep your information safe.
What is the UBA transfer code?
UBA Transfer Code
The UBA transfer code is an Unstructured Supplementary Service Data (USSD) shortcode that lets UBA customers use their phones to do different kinds of payments. This is the real code:
The UBA transfer code is 919.
You can use this code on any mobile phone in Nigeria, even a basic feature phone (also called a "small phone"). It works on all four mobile networks in Nigeria: MTN, Airtel, Glo, and 9mobile.
Benefits of Using the UBA Transfer Code
UBA Transfer Code
There are many perks to using the UBA USSD code, such as
Convenience: You don't need a smartphone or the internet.
It only takes a few seconds to make a transaction.
It is easy to use and works with all phones and network types.
Security: Every purchase needs a PIN.
24 hours a Availability: Works anywhere and at any time.
You will incur no data costs since Wi-Fi or cell data is not required.
Requirements to Use the UBA Transfer Code
UBA Transfer Code
Here are the things you need to do to use the UBA transfer code (*919#):
- Have a UBA account that you can use.
- Connect a Nigerian phone number (MTN, Airtel, Glo, or 9mobile) to your UBA account.
- Use a cell phone that can call USSD numbers.
- Sign up for a 4-digit PIN to turn on the USSD service.
How to Register and Activate the UBA Transfer Code
UBA Transfer Code
To use the UBA USSD service, do these things:
- For first-time users (without an ATM card), call *919# from the number you registered.
- Pick option 7 to sign up without an ATM card.
- Type in your UBA account information by following the on-screen instructions.
- Make a strong 4-digit PIN.
- Please review your information and complete the registration process.
- For current users (with an ATM card), call *919# from the number you registered.
- Select the option to register using your ATM card.
- Please enter the last six digits of your bank card.
- Pick a 4-digit PIN for the purchase.
- Finish setting up.
UBA USSD Shortcodes for Various Transactions
For easy transfers, here is a list of useful UBA USSD shortcodes:
| Transaction | USSD Code |
|---|---|
| Registration | *919# |
| Check balance | 91900# |
| Buy airtime (self) | 919amount# |
| Buy airtime (others) | 919phone*amount# |
| Transfer to UBA | 9193accountamount# |
| Transfer to other banks | 9194accountamount# |
| Pay bills | 9195# |
| Block account | 919911# |
| Cardless withdrawal | 91930*Amount# |
How to Transfer Money Using the UBA Code
There are two ways to Transfer Money Using the UBA Code, which are
To Another UBA Account:
The step to transfer money to another UBA account using UBA Code is from the phone number you registered with UBA. Dial *919*3*account number*amount# and then follow the easy steps.
To Other Banks:
To transfer money to another account from UBA from the phone number you registered with UBA, dial *919*4*account number*amount#.
How to Buy Airtime with UBA USSD Code
There are two ways to purchase airtime on your phone using the UBA USSD Code, which are
For Yourself:
Just dial *919*amount# from your registered cell phone, like *919*1000#.
For Others:
To purchase airtime for other of your friends and family, please follow the steps below:
Just dial *919*Phone Number*Amount#, like *919*08123456789*1000#.
How to Check UBA Account Balance via USSD
Move your account amount around... every day, at any time! Just dial *919*00# and then enter your PIN to see how much money is in your account.
How to Pay Bills Using UBA USSD Code
You can pay for things like internet, cable TV, power, and more.
Press *919*5# on your phone
Choose the type of bill (DSTV, PHCN, etc.).
Type in the meter number or account ID.
Type in the amount
Make sure and permit with your PIN
How to Block Your UBA Account via USSD
Block your account right away if you lose your phone or think someone is trying to steal it:
- Dial *919*911#
- To block your account, do what it says.
- It stops any unauthorized entry right away, or you can use another phone to contact customer service and ask them to block your account.
UBA Transfer Code for Cardless Withdrawal
Do you need cash but don't have your ATM card?
Type in *91930Amount#
To get a payment code, follow the steps given.
Use the code to get cash from any UBA ATM or agent spot.
Daily Limits and Charges for USSD Transactions
| Transaction | Daily Limit | Service Fee |
|---|---|---|
| Transfers to UBA | ₦1 million max (with PIN) | ₦10 – ₦50 |
| Transfers to other banks | ₦1 million max | ₦20 – ₦52.50 |
| Airtime top-up | ₦5,000 (can be higher if upgraded) | Free |
| Balance check | - | ₦10 or ₦20 |
| Cardless withdrawal | Varies | Standard ATM fee |
Troubleshooting UBA Transfer Code Issues
If the code isn't working, the PIN is wrong, or the USSD is blocked:
Make sure you call from your registered number.
Make sure that your line can connect to the network.
Make sure you have enough balance.
If the trouble doesn't go away, call UBA's customer service.
UBA Customer Care Contact Details
- Phone Number: +234 700 2255 822 (0700-CALL-UBA)
- Email address: [email protected]
- Twitter/X social media account: @UBAGroup
- Official Website: www.ubagroup.com
- To start Live Chat: Available on the UBA mobile app and website
Tips for Secure USSD Banking
To make sure your money is safe:
- Don't let anyone else know your PIN.
- Do not save your PIN or USSD numbers in text messages.
- Always log out or end your USSD session the right way.
- If your phone happens to be stolen, please promptly block your account: *919*911#
FAQs About UBA USSD Code
Q1: Can I use the UBA payment code outside of Nigeria?
No, the UBA USSD code only works in Nigeria.
Q2: Is it safe to use the UBA payment code?
Yes. A 4-digit PIN is used to protect all activities and encrypt them.
What if I don't have data or internet? Can I still use the USSD code?
Of course. That's wonderful about USSD: you don't need to be online to use it.
What do I do if I can't remember my PIN?
By pressing *919#, you can choose "PIN reset" and then follow the on-screen instructions.
Q5: Can I use the code on more than one phone?
Only if the phone is registered with the same cell number that is linked to your UBA account.
Gistblog9ja concludes that in Nigeria, the UBA Transfer Code (*919#) has changed the way people use their phones to bank. You can do your banking from anywhere at any time, even when you're not online. You can call someone, send money, check your balance, pay bills, and do a lot more with just a few taps.
If you have a UBA account and haven't activated this feature yet, now is the best time to do so. It's quick, safe, and extremely useful. Use UBA's USSD code to get back in charge of your money and start using mobile banking right away.